Our Denver Debt Settlement Team Gets You the Debt Relief You Deserve
If you’re worried about how you’re going to pay off your creditors, you’re probably aware of the many suspicious debt settlement businesses that are shouting for your attention online. The more you look into them, the more these “solutions” sound like a scam. You aren’t wrong. National debt consolidation companies do not have your best interest in mind.
Going at it alone isn’t a great bet either. Trying to get the attention of your creditors to negotiate a strategy can be a difficult and perilous path, especially because creditors tend to bully and lie in an attempt to get paid.
If you have debt that you can’t pay, including credit card, medical, and tax debt, there is another option. A debt settlement attorney from The Wink Law Firm offers key advantages you can’t find elsewhere.
Debt settlement lawyers provide:
- An alternative to bankruptcy and misleading debt “solutions,” such as debt consolidation from a national debt settlement company.
- Experience and legal knowledge.
- A customized strategy.
- Affordable legal fees.
- An outcome that lets you keep more of your money.
Avoid Dishonest Debt Consolidation Companies by Hiring a Denver Debt Settlement Lawyer
Our debt settlement attorneys provide a solution that helps you steer clear of debt settlement companies that don’t tell the truth about their services.
Here’s what they say:
- “We’ll resolve your debt for a low monthly payment!”
- “Our special program helps you resolve your debt fast.”
But here’s the truth:
- The special program is typically nothing more than going into default on your debt and negotiating settlements with your creditors. Although this can be an effective way to get out of debt for less than you owe, it isn’t a “program.” Your creditors are not on board and may sue you when you stop paying them. Unfortunately, debt settlement companies refer to their services as a consolidation program to mislead you about the risks of settling debt.
- Because these debt settlement companies cannot earn a fee until you settle a debt, they rush you into payment plan settlements, which require you to pay 80% or more. This approach requires you to pay more than you would like to pay if you were to save your money for longer and offer the creditor a lump-sum payment to settle. In general, lump-sum settlement payments get you out of debt for much less than payment plan settlements.
- Your low monthly payment being allocated into rushed payment plan settlements is not enough to cover all your creditors. Although one creditor may be getting paid, your other creditors aren’t, and that could lead to a lawsuit against you.
- These lawsuits are difficult to deal with because you’re used to paying that one small amount per month to the ‘debt consolidation’ company and that money is being allocated to only some of your creditors. This dynamic means that being sued by a creditor can totally end your “special program.” Many in this position typically don’t have the savings to take care of another creditor, partially because they were never advised they could get sued while in the program. The lawsuit can lead to garnishment of your wages or bank account, or a lien being placed on your home.
This is the opposite of how The Wink Law Firm approaches debt settlement. Keep reading to find out how we deliver a debt settlement solution where you only pay 50% of your debt in far less time than these consolidation companies.
Trust Experience. This Isn’t Our First Debt Settlement Case.
When you decide to work with The Wink Law Firm to settle your debt, seasoned professionals who understand how your creditors think protect your best interests. We understand what your creditors will try to do to get their money and how you can get them to negotiate with you.
For example, you may not know that there’s a primary strategy involved with getting a creditor to settle for less than what you owe. The key is to not pay them long enough that they’re certain they aren’t going to get a dime. This is when you become a risk to them, and they’re far more likely to accept a settlement that is favorable for you.
To execute this strategy correctly, timing is everything, and so is setting aside enough funds to settle debt before you get sued. You need a lawyer with expertise on your side. You need to know the right time to settle and get the results that are most beneficial to you. Our debt settlement lawyers have all but perfected this timing, and we can tell you countless stories of how we’ve relieved many Denver residents of their oppressive debt for 50% of the balance owed. Experience and confidence wins the day when it comes to debt settlement, and we have both.
We Listen and Learn from You to Create the Perfect Debt Settlement Strategy
Our free consultations serve as a learning session to better understand your debt problems and what you want to do to solve them. Essentially, we listen carefully and ask questions until you feel satisfied that your story’s been heard.
Then, we develop a strategy specific to your needs. Although debt settlement strategies all have something in common – getting you the best settlement deal possible – we go about securing this outcome differently based on the individual client, who their creditors are, and their particular circumstances.
When you work with our Denver debt settlement team, you’ll never feel like you’re just another “case” in our system. We never stop working on your behalf, so you can experience a life free from the anxieties and stress that come with debt.
A Debt Settlement Lawyer Gets You the Outcome You Deserve
Our goal at The Wink Law Firm is to ensure that you get a beneficial offer from your creditors, so you can settle your debt for a fraction of the total. In most cases, we can help you settle your debt for 50% of what you owe and charge only 10% for our services. You get to keep more money in your pocket and put your creditors in the rearview mirror.
The Wink Law Firm’s debt settlement team has the strategy and legal knowledge to put you in the best position possible. Our Denver debt settlement team advises you when it’s time to strike a deal, and we never try to lead you into a solution that you don’t feel is right for you. Every client gets straight answers, integrity, and legal expertise from our debt settlement attorney. On top of this, our legal fees are highly cost-effective and budget-friendly.
Is Debt Settlement Your Best Solution? Contact Us to Find Out.
The WInk Law Firm is on your side to help you determine the best course of action for your debt. Schedule a free consultation to determine whether debt settlement is the best approach. We also offer other solutions, including Chapter 7 and Chapter 13 bankruptcy and additional strategies for tax debt resolution that may prove to be more cost-effective for your circumstances.
Find out what we have in mind by visiting with us at our Denver debt settlement office. Contact us online for a free consultation, or call us at (720) 523-0620.