Avoid Legal Trouble With Debt Settlement, Chapter 7 Bankruptcy, or Chapter 13 Bankruptcy In Colorado
Struggling with debt isn’t just about the fear of never being able to pay off your credit cards. If you delay finding a solution long enough, you can end up in legal trouble.
Your creditors have the power to sue you when you don’t pay, which adds to the list of challenges you’re already facing. When creditors sue, they are entitled to garnish your wages, which means they can take money from your paycheck.
Your creditors are also able to take money from your bank account and put a lien on your home, which means they own your home’s value up to the amount you owe them.
But you don’t have to live your life with creditors on your back, taking your hard-earned money without giving you a chance to settle your finances. Take advantage of our solutions at the leading firm of bankruptcy lawyers near you: The Wink Law Firm.
Contact The Wink Law Firm for a free consultation. We’ll show you how bankruptcy can help stop your creditors’ legal actions against you and put you on a path to financial freedom.
Why Bankruptcy and Debt Settlement Solutions Demand Fast Action
Time is of the essence. Keep this in mind as you consider getting help from a bankruptcy lawyer, whether you’re being sued, or you’re worried about being sued. The sooner you get help, the more successful your outcome may be.
Consider this timeline as you decide to take action:
- After six months of overdue payments: Creditors tend to sue between six and 24 months after they stop receiving payments from you. If you can get rid of your debt through debt settlement or bankruptcy, you may be able to avoid a lawsuit altogether.
- 21 days after your lawsuit is filed: After your creditors file a lawsuit against you, you have 21 days to respond to the suit. During this time, work with our bankruptcy attorneys to settle your debt or file for bankruptcy and avoid wage garnishment, bank account garnishment, or a lien on your home.
- 10 days after a writ of garnishment is filed: If your creditors have already filed their intent to garnish your wages or account, you have 10 days to protect up to $2,500 in your bank account, by Colorado law.
- After your wages are garnished: It is still critical to work with a leading bankruptcy lawyer near you to find out what legal strategies are available to you to protect your money and your home.
The sooner you contact The Wink Law Firm, the sooner you’ll be able to put a solution in motion that satisfies your creditors and gives you relief from debt. Contact us for a free consultation and get ahead of your situation with your creditors.
What Our Debt Settlement and Bankruptcy Team Can Do For You
Debt settlement and bankruptcy can put your lawsuits to rest. You don’t have to live your life paying back your creditors, barely making a dent in what you owe. The last thing you want is to see their deductions in your paycheck or your bank statement. You deserve to remain in control of your finances.
Here’s how debt settlement, Chapter 7 bankruptcy, or Chapter 13 bankruptcy can protect you from a lawsuit:
- Settle for half of what you owe your creditors through debt settlement. If you have a lump sum you can offer your creditors, this solution may be a good fit to quickly get you out of debt.
- If a lump-sum payment isn’t an option, file for Chapter 7 or Chapter 13 bankruptcy with the help of our bankruptcy attorneys near you. The Wink Law Firm can help you discharge your debt completely (Chapter 7 bankruptcy) or set you up with a three-to-five-year payment plan (Chapter 13 bankruptcy). After you’ve completed this payment plan, the rest of your debt will be discharged.
Take control of your debt by working with The Wink Law Firm. Start your journey toward a better future by scheduling a free consultation with our bankruptcy attorneys.
Our Debt Settlement and Bankruptcy Team Is Ready to Deliver For You
You deserve a debt relief solution that will finally set you free from financial and emotional distress. No one wants to be in debt. No one wants to feel their money or home is now out of their control after a wage garnishment lawsuit or a judgment lien.
The Wink Law Firm offers free consultations to discover the best solution to stop creditors’ lawsuits and affordably discharge your debt. Whether you decide on Chapter 7 bankruptcy, Chapter 13 bankruptcy, or debt settlement, our bankruptcy attorneys are ready to put their expertise to work for you.
Schedule a free consultation online today or call our bankruptcy lawyers near you at (720) 523-0620.